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Dollar-cost averaging, periodic rebalancing—we’ve got it and inspire it. Examples include Novartis AG, AstraZeneca Plc, Roche Holding AG and GlaxoSmithKline Plc. These well-controlled, shareholder-pleasant agencies generate plenty of surplus cash to reward traders. Many of them have dividend yields at the least a full percentage point in far more than the global pharmaceutical and biotech …

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The nature and degree of recommendation and guidance offered, the costs charged, and client rights and Merrill’s obligations will differ among these amenities. MLPF&S is a registered broker-dealer, Member SIPC, and a completely-owned subsidiary of BofA Corp. Say you’ve got some money you’ve already saved up, you only got a bonus from work or you …